Egypt Launches Ambitious “Housing for All Egyptians 7” Initiative to Address Affordable Housing Shortage
CAIRO, July 16, 2025 – In a significant move to address the persistent housing challenges facing low-income citizens, the Egyptian government has launched the “Housing for All Egyptians 7” initiative. This ambitious programme, orchestrated by the Social Housing Fund, aims to provide approximately 113,112 housing units nationwide, marking an important step in Egypt’s ongoing efforts to enhance living conditions for its citizens.
The initiative is set to open application windows at the end of July and in August 2025, with plans to ease the process for various targeted demographics. Of the total number of units being offered, over 99,000 will be made available for the first time, reflecting the government’s commitment to expanding affordable housing options. The newly introduced housing units come in two primary sizes: 75 square meters and 90 square meters, catering to the diverse needs of low-income families.
Minister of Housing, Utilities and Urban Communities, Eng. Sherif El-Sherbiny, conducted a press briefing where he provided details about the second phase of this seminal initiative. The overall plan encompasses 113,112 housing units, which includes 99,792 brand new units alongside 13,320 that have previously been listed in earlier offerings.
Key Features of the Initiative
The “Housing for All Egyptians 7” initiative particularly focuses on accessibility and efficiency in the application process. Interested applicants can expect to pay a reservation fee of 25,000 Egyptian pounds for ready units, while those opting for units under construction will need to pay a deposit of 50,000 Egyptian pounds. As part of the government’s efforts to facilitate participation, the application period is stratified, running from July 28 to August 28, 2025, for most categories.
Moreover, this edition marks a noteworthy introduction of “green housing” units, underscored by their emphasis on energy efficiency and environmental sustainability. Approximately 54,792 of the under-construction units will be designed with eco-friendly principles in mind, located in various cities including New Aswan, New October, and New Tiba.
A Focus on Inclusivity
The Social Housing Fund, under the leadership of CEO Mai Abdel Hamid, has taken proactive steps to streamline the application process for potential homeowners. For individuals who were previously ineligible or those who have not previously applied, the new system allows for online submission and verification of necessary documents, thereby reducing bureaucratic hurdles.
The accessibility of the initiative is further augmented by its digital platform. Interested parties can electronically download the terms and conditions booklet through Egypt’s digital portal at digital.gov.eg, as well as from the Social Housing Fund’s own website, www.shmff.gov.eg. For added convenience, the initiative incorporates electronic payment options aimed at minimizing congestion typically associated with post-office transactions.
A Diverse Portfolio of Housing Options
The housing segments available under the initiative include a range of locations and specifications to meet various needs. For instance, applicants can look forward to finding 9,380 units under construction in regions such as Al Buhaira, New Valley, and Matrouh, as well as 12,630 ready-for-delivery units scattered across Aswan, Luxor, and Giza. Additionally, priority groups, including people with disabilities, are afforded tailored application windows to ensure their needs are prioritized.
The financial incentives associated with this initiative are noteworthy as well; the government offers a structured financing system designed to suit low- and middle-income applicants. Interest rates are set at 8% for low-income individuals and 12% for middle-income citizens, with repayment terms stretching up to 20 years, making homeownership significantly more attainable for many.
Conclusion
The “Housing for All Egyptians 7” initiative represents a promising development in Egypt’s housing landscape, with a focus on sustainability and inclusivity. As the nation grapples with urban expansion and a growing population, such endeavours are critical not only to improving living standards but also to fostering a more equitable society. With a robust framework in place, Egypt is poised to change the narrative surrounding affordable housing for its most vulnerable citizens.
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