Ajman Department of Finance Enhances Digital Payment Solutions with New Prepaid Cards
DUBAI, UAE and AJMAN, UAE, October 17, 2025 — In a significant stride toward fostering a cashless economy, the Department of Finance in Ajman has unveiled two new prepaid card offerings, namely the “AjmanPay Advanced Individual” and the “AjmanPay Silver Corporate.” This initiative, launched during the GITEX Global 2025 event, is part of the department’s ongoing efforts to enhance customer experiences and align with the emirate’s ambitious digital transformation goals.
The AjmanPay platform, a cornerstone of the government’s financial ecosystem, aims to streamline and modernize payment processes across various government entities and retail outlets throughout the United Arab Emirates. The launch was graced by notable figures, including Abdul Ghaffar Al Khaja, Director of Government Accounts at the Department of Finance, who articulated the importance of this advancement in supporting the emirate’s aspiration for a comprehensive cashless system.
The AjmanPay Advanced Individual card is designed specifically for customers who seek an efficient and secure method to transact without holding a bank account. Issued free of charge and valid for five years, this card permits users to hold balances of up to AED 75,000 (approximately ,400). It facilitates payments for both official fees and commercial transactions, ensuring that users enjoy seamless access to essential services. Furthermore, cardholders can take advantage of exclusive promotions and benefits associated with the Visa Platinum network, enhancing their financial interactions within the UAE.
On the corporate front, the AjmanPay Silver Corporate card presents a groundbreaking solution for businesses. It offers a convenient alternative for companies to manage their expenses without the necessity of a bank account. With a validity period matching that of its individual counterpart and a maximum balance allowance of AED 2.5 million (about 0,000), the card empowers businesses by enabling them to fulfill governmental and commercial financial obligations expeditiously. Additionally, it opens the door to a range of discounts and offers available through the extensive Visa network, promoting fiscal efficiency in corporate expenditures.
Abdul Ghaffar Al Khaja elaborated on the strategic intent behind these launches, emphasizing that they represent the Department’s steadfast commitment to enhancing the financial services ecosystem within Ajman. “This initiative reflects our dedication to leveraging cutting-edge technologies for developing innovative financial solutions that not only improve the customer experience but also enhance operational efficiencies,” he remarked. He underscored the importance of integrated digital systems that keep pace with modern requirements, positioning Ajman favorably in the competitive landscape of financial services.
In tandem with these new offerings, the Department continues to innovate and expand its suite of digital services aimed at maximizing customer satisfaction. Such strategic initiatives are crucial components of Ajman’s broader agenda for sustainable development and economic diversification, critical factors that influence the emirate’s global competitiveness.
The Department of Finance in Ajman has consistently participated in GITEX Global, a premier technology event, to showcase its advancements in digital solutions that contribute to the emirate’s financial sustainability and innovative opportunities. This year’s participation accentuates its commitment to establishing Ajman as a leader in financial innovation within the region.
As the digital economy expands, the introduction of products such as the AjmanPay prepaid cards is not merely a trend but a pivotal response to the evolving demands of consumers and businesses alike. By simplifying transactions and enhancing accessibility, the Department of Finance is charting a course toward a more integrated and technologically advanced economic environment in Ajman.
In conclusion, the issuance of the AjmanPay Advanced Individual and Silver Corporate cards marks a vital step in the ongoing efforts to enrich the financial landscape of Ajman and the UAE at large. The ripple effects of these developments can be anticipated in the increased efficiency of transactions and improved satisfaction among users, further solidifying Ajman’s position as a progressive hub for financial innovation.
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