Ajman Department of Finance Launches Innovative Prepaid Cards to Enhance Cashless Transactions
DUBAI, UAE and AJMAN, UAE, Oct. 17, 2025 — In a progressive move to bolster its cashless vision, the Department of Finance in Ajman has unveiled two innovative prepaid cards designed to streamline payment processes and enhance customer experience. Announced during GITEX Global 2025, a prominent technology exhibition, the “AjmanPay Advanced Individual” and “AjmanPay Silver Corporate” cards aim to redefine fiscal interactions within the emirate.
The introduction of these prepaid cards aligns with Ajman’s broader initiative to transition towards a fully cash-free economy. This strategy not only promises to simplify payment procedures but also reflects the emirate’s commitment to digital transformation in governance.
The “AjmanPay Advanced Individual” card, launched in collaboration with First Abu Dhabi Bank, allows individuals to pay for official and commercial fees securely and directly without the need for a conventional bank account. This card, which is issued free of charge and boasts a validity of five years, has a balance capacity of up to AED 75,000. Its versatility extends to various government and retail outlets across the UAE, and the cardholders enjoy exclusive benefits through the Visa Platinum network, thus enhancing the appeal for potential users who value convenience.
In tandem with the individual card, the Department also introduced the “AjmanPay Silver Corporate” card. This card is tailored for businesses and supports a significantly higher maximum balance of AED 2.5 million. Similar to its individual counterpart, the Silver Corporate card offers the advantage of being available without the prerequisite of a bank account. Businesses can utilize this card to settle government and commercial fees while benefiting from competitive offers extended through the Visa network.
Abdul Ghaffar Al Khaja, the Director of the Department of Government Accounts, expressed that the launch of these cards demonstrates the Department’s unwavering commitment to enhancing Ajman’s digital financial landscape. He stated, “This step reflects our focus on harnessing modern technologies to develop innovative financial solutions that elevate customer experience, strengthen operational efficiency, and advance integrated digital systems that keep pace with future requirements.”
Al Khaja further elaborated on the Department’s extensive portfolio of digital services, noting that such initiatives are vital for elevating customer satisfaction. The Department aims to continuously evolve with strategic projects that advance financial sustainability and fortify Ajman’s competitiveness in a rapidly changing global economy.
The introduction of the AjmanPay prepaid cards is not merely a transactional enhancement; it symbolizes a drastic cultural shift towards more sustainable and efficient financial practices that resonate with the aspirations of tech-savvy residents and burgeoning businesses in the region. By emphasizing cashless transactions, the Ajman Department of Finance underscores the importance of maintaining momentum against the backdrop of a digital transformation, which is crucial for continued economic growth.
The Department’s participation in GITEX Global, an internationally recognized platform that showcases cutting-edge technological advancements, serves as an ideal stage for unveiling such significant innovations. It consolidates Ajman’s status in the global arena as a forward-thinking entity committed to financial innovation and sustainability.
The launch of these prepaid cards also comes at a time when various economies are reinforcing the shift toward digital financial solutions. Ajman’s initiatives resonate with regional and global trends that prioritize economic modernization amidst a backdrop of increasing consumer expectations for seamless and instantaneous payment options.
In conclusion, the Ajman Department of Finance’s launch of the “AjmanPay Advanced Individual” and “AjmanPay Silver Corporate” prepaid cards is a defining moment that emphasizes simplicity, accessibility, and innovation in financial transactions within the emirate. As Ajman continues to pave the way for a cash-free future, these developments are set to enhance not only the convenience for individual users and corporate clients but also to bolster the overall economic resilience of the region.
Tags: #BusinessNews, #EconomyNews, #UAE, #RealEstateNews